Car accidents can be disorienting and overwhelming, especially if you or a loved one is injured. After ensuring everyone’s safety and contacting the police, you may wonder whether you should call an attorney. In many cases, involving an attorney early on can help protect your rights and maximize your settlement, especially if there are disputes about fault, injuries, or damages.

In Colorado, the comparative negligence rule (C.R.S. 13-21-111) allows you to recover damages even if you are partially at fault for the accident. However, the complexities of proving fault and negotiating with insurance companies can make it challenging to pursue compensation on your own. Here’s why calling an attorney after a car accident may be beneficial.

When to Contact an Attorney

You should consider calling an attorney if the accident resulted in significant injuries, substantial vehicle damage, or any dispute about who is at fault. In Colorado, insurance companies may try to reduce or deny claims based on partial fault, making legal assistance valuable in ensuring fair compensation. An attorney can help you gather necessary evidence, navigate the claims process, and represent you in negotiations or court if needed.

How an Attorney Can Help with Your Claim

A car accident attorney can manage communications with insurance adjusters, gather critical evidence (such as police reports and witness statements), and calculate the full extent of your damages. They can also coordinate medical and accident-related bills while your case is pending, helping to alleviate some of the financial stress. Having an attorney on your side often results in better settlement outcomes than negotiating with insurers alone.

Legal Fees and Costs

Most car accident attorneys work on a contingency fee basis, meaning they only get paid if you receive compensation. Fees typically range from 35% to 40% of the total recovery, depending on the complexity of the case and whether it goes to trial. Ask about fees and any additional costs during your initial consultation, which is often free. Understanding the fee structure can help you decide whether hiring an attorney is financially viable.

Frequently Asked Questions (FAQ)

1. Should I still call an attorney if the accident was minor?

Even in minor accidents, an attorney can be helpful if there is a dispute over fault or if you experience delayed injuries. Some injuries, like whiplash, may not show symptoms right away but can require costly treatment later. Consulting with an attorney ensures you don’t overlook any potential compensation.

2. How soon after an accident should I call an attorney?

It’s best to contact an attorney as soon as possible after the accident. Prompt action allows your attorney to gather crucial evidence while it’s still fresh, such as eyewitness statements and police reports. Additionally, starting early can prevent missed deadlines for filing claims.

3. Can an attorney help with my medical bills after a car accident?

Yes, attorneys can help manage medical bills by negotiating with healthcare providers and ensuring medical costs are included in your settlement. They may also work with insurance companies to secure necessary coverage while the case is ongoing.

4. Will my attorney go to court if necessary?

While most car accident cases settle outside of court, your attorney can take your case to court if a fair settlement isn’t reached. Having an attorney experienced in litigation can be beneficial if the insurance company is unwilling to offer adequate compensation.